Cheapest used cars to run under $20,000
Ranked by running cost at 14,000 km a year, then safety rating · Prices listed by NZ dealers · 6 October 2026
Ranking:Cheapest to run
- 12012 Toyota Aqua
- Running cost
- $1,780/yr
- Safety rating
- 5/5 stars
- Typical price
- $8,980
- 22022 Nissan Note
- Running cost
- $1,780/yr
- Safety rating
- 5/5 starsest.
- Typical price
- $19,985
- 32021 Honda Fit
- Running cost
- $1,780/yr
- Safety rating
- 4/5 starsest.
- Typical price
- $18,995
- 42018 Nissan Leaf
- Running cost
- $2,230/yr
- Safety rating
- 3/5 starsest.
- Typical price
- $16,500
- 52016 Suzuki Ignis
- Running cost
- $2,310/yr
- Safety rating
- 5/5 starsest.
- Typical price
- $12,985
- 62021 Toyota Yaris
- Running cost
- $2,600/yr
- Safety rating
- 4/5 starsest.
- Typical price
- $18,995
- 72015 Toyota Vitz
- Running cost
- $2,740/yr
- Safety rating
- 2/5 stars
- Typical price
- $12,990
- 82015 Honda Vezel
- Running cost
- $2,840/yr
- Safety rating
- 5/5 starsest.
- Typical price
- $16,980
- 92016 Mazda Demio
- Running cost
- $3,060/yr
- Safety rating
- 3/5 stars
- Typical price
- $12,990
- 102016 Toyota Corolla
- Running cost
- $3,270/yr
- Safety rating
- 3/5 stars
- Typical price
- $14,988
- 112015 Suzuki Swift
- Running cost
- $3,320/yr
- Safety rating
- 2/5 stars
- Typical price
- $10,980
- 122017 Mazda CX-3
- Running cost
- $3,330/yr
- Safety rating
- 5/5 stars
- Typical price
- $19,995
- 132013 Mazda Axela
- Running cost
- $3,460/yr
- Safety rating
- 3/5 stars
- Typical price
- $13,723
- 142013 Mazda Atenza
- Running cost
- $3,590/yr
- Safety rating
- 5/5 stars
- Typical price
- $14,949
- 152017 Nissan Serena
- Running cost
- $3,650/yr
- Safety rating
- 5/5 starsest.
- Typical price
- $15,985
- 162013 Mercedes-Benz A-Class
- Running cost
- $3,700/yr
- Safety rating
- 5/5 stars
- Typical price
- $15,213
- 172018 Subaru XV
- Running cost
- $3,700/yr
- Safety rating
- 5/5 stars
- Typical price
- $19,993
- 182015 Mini Cooper
- Running cost
- $3,700/yr
- Safety rating
- 2/5 starsest.
- Typical price
- $13,989
- 192015 Nissan X-Trail
- Running cost
- $3,750/yr
- Safety rating
- 4/5 stars
- Typical price
- $15,980
- 202013 Mazda Premacy
- Running cost
- $3,800/yr
- Safety rating
- 4/5 starsest.
- Typical price
- $11,993
- 212015 Mitsubishi Outlander
- Running cost
- $3,840/yr
- Safety rating
- 5/5 stars
- Typical price
- $17,965
- 222016 Subaru Outback
- Running cost
- $3,890/yr
- Safety rating
- 4/5 stars
- Typical price
- $19,995
- 232015 Subaru Levorg
- Running cost
- $4,040/yr
- Safety rating
- 5/5 starsest.
- Typical price
- $13,980
- 242012 Mazda CX-5
- Running cost
- $4,040/yr
- Safety rating
- 4/5 stars
- Typical price
- $14,990
- 252021 Nissan NV200
- Running cost
- $4,040/yr
- Safety rating
- 3/5 starsest.
- Typical price
- $19,990
- 262022 Mitsubishi ASX
- Running cost
- $4,090/yr
- Safety rating
- 5/5 stars
- Typical price
- $16,990
- 272015 Honda Odyssey
- Running cost
- $4,130/yr
- Safety rating
- 5/5 stars
- Typical price
- $15,980
- 282012 Toyota 86
- Running cost
- $4,130/yr
- Safety rating
- 4/5 starsest.
- Typical price
- $19,980
- 292015 Subaru Forester
- Running cost
- $4,330/yr
- Safety rating
- 4/5 stars
- Typical price
- $16,990
- 302012 Subaru Legacy
- Running cost
- $4,520/yr
- Safety rating
- 5/5 stars
- Typical price
- $10,490
- 312012 Subaru Impreza
- Running cost
- $4,710/yr
- Safety rating
- 4/5 stars
- Typical price
- $10,995
- 322012 Toyota Camry
- Running cost
- $4,760/yr
- Safety rating
- 4/5 stars
- Typical price
- $13,480
- 332012 Toyota Vellfire
- Running cost
- $4,810/yr
- Safety rating
- 4/5 starsest.
- Typical price
- $14,995
- 342012 Toyota Alphard
- Running cost
- $4,950/yr
- Safety rating
- 4/5 starsest.
- Typical price
- $15,488
- 352013 Holden Commodore
- Running cost
- $6,340/yr
- Safety rating
- 3/5 stars
- Typical price
- $16,990
How this is ranked
Running cost is Rightcar's real-world fuel or energy use at 14,000 km a year, at MBIE's national average for the week to 2 October 2026: 91 petrol $3.43/L, diesel $3.17/L. Electric cars use electricity at 42.1c/kWh, plus 10% for charging losses. Diesel and electric cars add road user charges. Servicing, insurance and repairs aren't included, and plug-in hybrids aren't ranked because their split between battery and petrol can't be known. Each model appears once, at its model year with the lowest running cost and a typical asking price under $20,000. Ties go to the higher safety rating.
Common questions
What is the cheapest used car to run under $20,000?
At 14,000 km a year and this week's fuel prices, the lowest running costs among used models with a typical NZ dealer asking price under $20,000 are the 2012 Toyota Aqua ($1,780 a year), the 2022 Nissan Note ($1,780 a year) and the 2021 Honda Fit ($1,780 a year).
How is the running cost worked out?
Running cost is Rightcar's real-world fuel or energy use at 14,000 km a year, at MBIE's national average for the week to 2 October 2026: 91 petrol $3.43/L, diesel $3.17/L. Electric cars use electricity at 42.1c/kWh, plus 10% for charging losses. Diesel and electric cars add road user charges. Servicing, insurance and repairs aren't included, and plug-in hybrids aren't ranked because their split between battery and petrol can't be known. Each model appears once, at its model year with the lowest running cost and a typical asking price under $20,000. Ties go to the higher safety rating.