Part of Buying a used car

Cheapest used cars to run under $20,000

Ranked by running cost at 14,000 km a year, then safety rating · Prices listed by NZ dealers · 6 October 2026

  1. 1
    2012 Toyota Aqua
    Running cost
    $1,780/yr
    Safety rating
    5/5 stars
    Typical price
    $8,980
  2. 2
    2022 Nissan Note
    Running cost
    $1,780/yr
    Safety rating
    5/5 starsest.
    Typical price
    $19,985
  3. 3
    2021 Honda Fit
    Running cost
    $1,780/yr
    Safety rating
    4/5 starsest.
    Typical price
    $18,995
  4. 4
    2018 Nissan Leaf
    Running cost
    $2,230/yr
    Safety rating
    3/5 starsest.
    Typical price
    $16,500
  5. 5
    2016 Suzuki Ignis
    Running cost
    $2,310/yr
    Safety rating
    5/5 starsest.
    Typical price
    $12,985
  6. 6
    2021 Toyota Yaris
    Running cost
    $2,600/yr
    Safety rating
    4/5 starsest.
    Typical price
    $18,995
  7. 7
    2015 Toyota Vitz
    Running cost
    $2,740/yr
    Safety rating
    2/5 stars
    Typical price
    $12,990
  8. 8
    2015 Honda Vezel
    Running cost
    $2,840/yr
    Safety rating
    5/5 starsest.
    Typical price
    $16,980
  9. 9
    2016 Mazda Demio
    Running cost
    $3,060/yr
    Safety rating
    3/5 stars
    Typical price
    $12,990
  10. 10
    2016 Toyota Corolla
    Running cost
    $3,270/yr
    Safety rating
    3/5 stars
    Typical price
    $14,988
  11. 11
    2015 Suzuki Swift
    Running cost
    $3,320/yr
    Safety rating
    2/5 stars
    Typical price
    $10,980
  12. 12
    2017 Mazda CX-3
    Running cost
    $3,330/yr
    Safety rating
    5/5 stars
    Typical price
    $19,995
  13. 13
    2013 Mazda Axela
    Running cost
    $3,460/yr
    Safety rating
    3/5 stars
    Typical price
    $13,723
  14. 14
    2013 Mazda Atenza
    Running cost
    $3,590/yr
    Safety rating
    5/5 stars
    Typical price
    $14,949
  15. 15
    2017 Nissan Serena
    Running cost
    $3,650/yr
    Safety rating
    5/5 starsest.
    Typical price
    $15,985
  16. 16
    2013 Mercedes-Benz A-Class
    Running cost
    $3,700/yr
    Safety rating
    5/5 stars
    Typical price
    $15,213
  17. 17
    2018 Subaru XV
    Running cost
    $3,700/yr
    Safety rating
    5/5 stars
    Typical price
    $19,993
  18. 18
    2015 Mini Cooper
    Running cost
    $3,700/yr
    Safety rating
    2/5 starsest.
    Typical price
    $13,989
  19. 19
    2015 Nissan X-Trail
    Running cost
    $3,750/yr
    Safety rating
    4/5 stars
    Typical price
    $15,980
  20. 20
    2013 Mazda Premacy
    Running cost
    $3,800/yr
    Safety rating
    4/5 starsest.
    Typical price
    $11,993
  21. 21
    2015 Mitsubishi Outlander
    Running cost
    $3,840/yr
    Safety rating
    5/5 stars
    Typical price
    $17,965
  22. 22
    2016 Subaru Outback
    Running cost
    $3,890/yr
    Safety rating
    4/5 stars
    Typical price
    $19,995
  23. 23
    2015 Subaru Levorg
    Running cost
    $4,040/yr
    Safety rating
    5/5 starsest.
    Typical price
    $13,980
  24. 24
    2012 Mazda CX-5
    Running cost
    $4,040/yr
    Safety rating
    4/5 stars
    Typical price
    $14,990
  25. 25
    2021 Nissan NV200
    Running cost
    $4,040/yr
    Safety rating
    3/5 starsest.
    Typical price
    $19,990
  26. 26
    2022 Mitsubishi ASX
    Running cost
    $4,090/yr
    Safety rating
    5/5 stars
    Typical price
    $16,990
  27. 27
    2015 Honda Odyssey
    Running cost
    $4,130/yr
    Safety rating
    5/5 stars
    Typical price
    $15,980
  28. 28
    2012 Toyota 86
    Running cost
    $4,130/yr
    Safety rating
    4/5 starsest.
    Typical price
    $19,980
  29. 29
    2015 Subaru Forester
    Running cost
    $4,330/yr
    Safety rating
    4/5 stars
    Typical price
    $16,990
  30. 30
    2012 Subaru Legacy
    Running cost
    $4,520/yr
    Safety rating
    5/5 stars
    Typical price
    $10,490
  31. 31
    2012 Subaru Impreza
    Running cost
    $4,710/yr
    Safety rating
    4/5 stars
    Typical price
    $10,995
  32. 32
    2012 Toyota Camry
    Running cost
    $4,760/yr
    Safety rating
    4/5 stars
    Typical price
    $13,480
  33. 33
    2012 Toyota Vellfire
    Running cost
    $4,810/yr
    Safety rating
    4/5 starsest.
    Typical price
    $14,995
  34. 34
    2012 Toyota Alphard
    Running cost
    $4,950/yr
    Safety rating
    4/5 starsest.
    Typical price
    $15,488
  35. 35
    2013 Holden Commodore
    Running cost
    $6,340/yr
    Safety rating
    3/5 stars
    Typical price
    $16,990

How this is ranked

Running cost is Rightcar's real-world fuel or energy use at 14,000 km a year, at MBIE's national average for the week to 2 October 2026: 91 petrol $3.43/L, diesel $3.17/L. Electric cars use electricity at 42.1c/kWh, plus 10% for charging losses. Diesel and electric cars add road user charges. Servicing, insurance and repairs aren't included, and plug-in hybrids aren't ranked because their split between battery and petrol can't be known. Each model appears once, at its model year with the lowest running cost and a typical asking price under $20,000. Ties go to the higher safety rating.

Common questions

What is the cheapest used car to run under $20,000?

At 14,000 km a year and this week's fuel prices, the lowest running costs among used models with a typical NZ dealer asking price under $20,000 are the 2012 Toyota Aqua ($1,780 a year), the 2022 Nissan Note ($1,780 a year) and the 2021 Honda Fit ($1,780 a year).

How is the running cost worked out?

Running cost is Rightcar's real-world fuel or energy use at 14,000 km a year, at MBIE's national average for the week to 2 October 2026: 91 petrol $3.43/L, diesel $3.17/L. Electric cars use electricity at 42.1c/kWh, plus 10% for charging losses. Diesel and electric cars add road user charges. Servicing, insurance and repairs aren't included, and plug-in hybrids aren't ranked because their split between battery and petrol can't be known. Each model appears once, at its model year with the lowest running cost and a typical asking price under $20,000. Ties go to the higher safety rating.